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Critical Illness
Critical illness insurance is a type of insurance policy that provides a lump sum payment to the policyholder in the event they are diagnosed with a specified critical illness or medical condition. Cover gives you the peace of mind your bills are being paid when you’re taken ill.
What is Critical Illness Insurance?
The policies pay you a lump sum, tax free, if you suffer a life changing injury or a critical illness. It means that your bills are covered and your mortgage is paid if you’re too ill to work.
Critical illness cover can also support you if you don’t receive sick pay or need to adapt your home to suit your changed needs, such as wheelchair accessible rooms and medical equipment.
At Premo Financial, we’ll make sure your critical illness cover policy gives you the protection you need. Policies can be complicated, and come with many disclaimers and exclusions depending on your current or past health conditions.
Our friendly advisers will chat to you in complete confidence to understand your situation. Then, we'll take a look at an extensive panel of providers to find the critical illness policy that is right for your needs, budget and circumstances.